MARGARET C. REID - NOTARY SIGNING AGENT 412- 353=9352 ORANGE PARK FL $75-200 PER LOAN CLOSING BONDED AND INSURED

 Margaret C. Reid- Notary Loan Signing Agent/Closer

                TELEPHONE NUMBER : 516 727 2939  ORANGE PARK,  FLORIDA

Email: ClaudiaReid44@gmail.com        PROCESS AND CLOSED LOANS AVERAGE 45-50

Year of Experience: 26 years LOAN PROCESSOR AND CLOSING AGENT

Willing to relocate to:  Pittsburgh PA and New York City  

Experience with Remote Positions:   8 months   Pipeline Processing and Closings = 40 – 50+ pending

*Knowledge: Type of Loans: FHA, CONVENTIONAL, USDA, MOBILE HOMES, CONDO, 

ARM, DSI, VA AND ETC

Experience in Title Closing: SATISFACTIONS, WIRING, RECORDING

Mortgage Software Knowledge:  Encompass, Encompass 360 and others

I have worked with Underwriters, Mortgage Consultants, Escrow Title, Post Closers and Closers

-Closing Manager:   PROSPERITY HOME MORTGAGE 14501 GEORGE CARTER WAY CHANTILLY VA 20151    

-Closing Coordinator: Inspire Closing Services - Process and Package CDs   March 2020 to July 2020 Reason for Leaving: Recognized a better opportunity and more money with Prosperity

-ERC WELLS FARGO PROJECT- Escrow Mortgage Servicer: April 2013 to March 2020 Wells Fargo Project- liaison for Cash department regarding loan payoffs/smart fee wire transfers for refinance loans. Loan Servicing assisting other Wells Fargo branches with customer concerns regarding home insurance, taxes, PMI AND MIPs.

-Americorp Settlement Company-  April 2004 to October December 2012 ( Company closed due to Scandal)   Settlement Processor 311 Crossways Park Dr, Woodbury, NY 11797  - My role was acting control point in the loan origination and closing department.  I ensured all required documentation is properly disclosed, properly executed, documentation reviewed for accuracy completeness.  I coordinated the entire loan closing process. HANDLED PIPELINES OF LOANS AVERAGE – SLOW DUE TO MARKET CRASH

Seton Corporation (Affiliate of Americorp): FUNDING PROCESSOR March 2000-MARCH 2004 -311 Crossways Park Drive Woodbury NY 11797 (Company closed and moved separated itself from Americorp) –  I HANDLED THE FUNDING I made sure all the conditions were met and the loan proceeds can be wired to the escrow account and distributed to the seller and other third parties such appraisers, real estate agents and etc.

Reliance Federal Savings Bank: January 1995- September 1999  ( gap) 7 months and traveled Reason for leaving RFS was bought out by another bank.  The Vice President William J Mckenna VP of Operations – I report to him directly.  My duties were: I insured the payoffs judgments  associated with the insured property. Collected all fees associated with the issuance of title policies recording documents, payment of taxes, water bills, HOA fees.

A.      OMISSION INSURANCE:  $ 35,000.00 NO

B.      NOTARY PUBLIC ERRORS AND OMISSIONS POLICY

C.      BACKGROUND CHECK:  6/1/2020

D.      DONE BY THE NNA NATIONAL NOTARY ASSOCIATION

E.       NOTARY COMMISION EXPIRES:  6/2024    STATE OF FLORIDA

 

CERTIFICATIONS:

CERTIFIED SIGNING AGENT  5/31/2020 -  THOROUGHLY REVIEW ALL DOCS FOR MISSED SIGNATURES, DATES INITIALS DURING APPOINTMENTS LOAN PACKAGING, PATRIOT ACT ACKNOWLEDGMENT AND ETC.    NOTARIZE MORTGAGE DOCS.

NNA CERTIFIED – NNA# 160914790

 CERTIFICATES:

  8/4/2020 – BSA AML IN MORTGAGE

  8/4/2020-   FAIR LENDING LAWS

  8/4/2020-   RED FLAGS OF FRAUD

  8/4/2020 -  RESPA

  8/4/2020 – UDAAP FOR FINANCIAL INSTITUTION

EDUCATION: 

TECHNICAL CAREER INSTITUTES -  TCI    WEST 34 STREET NEW YORK NY   

STUDIES: BUSINESS TECH 

GRADUATED:  NO        1995- 1998

HIGH SCHOOL:

MABEL DEAN BACON VOCATIONAL HIGH SCHOOL     EAST 15TH STREET  

STUDIES MEDICAL ASSISTANT

GRADUATED:   YES      1986

 

 

 

 

 

 

A close up of a person

Description automatically generated  MARGARET C. REID (ORANGE PARK, JACKSONVILLE FL)

  LOAN SIGNING NOTARY AGENT MARGARET REID

CDRLSANSA@GMAIL.COM  516-727-2939

LET ME START WITH,  I UNDERSTAND THAT AN INCOMPLETE SIGNING OR A SIGNING FULL OF ERRORS CAN COST A MORTGAGE OFFICER A RATE LOCK, A BUYER TO MISS A CLOSE OF ESCROW, OR JUST CAUSE EVERYONE INVOLVED HEADACHES AND THIS IS WHY I DON’T EVER MISS ANY DATES, INITIALS OR SIGNATURES

I ACTUALLY WALK YOUR BORROWERS THROUGH ALL OF THE IMPORTANT DOCS: THE CLOSING STATEMENT, NOTE, THE DEED AND CD. i DON’T JUST SHOVE LOAN DOCS IN FRONT OF THE BORROWER AND SAY  “SIGN HERE IM JUST A NOTARY”  I AM IMPARTIAL AND EDUCATED TO MAKE SURE THE BORROWER KNOWS WHAT THEY ARE SIGNING BY GUIDING THEM THROUGH LOAN DOCS.

I ALWAYS MAKE SURE THAT THE BORROWER INITIALS ANY CORRECTIONS TO THE NOTICE OF RIGHT TO CANCEL.  IF THE LINES ARE BLANK, I WILL HAVE THE BORROWER FILL IN THE DATES THEMSELVES NEATLY

ALL OF THE FORMS WILL COME BACK COMPLETELY FILLED OUT, WHETHER THAT BE THE PCOR, STATEMENT OF INFORMATION, TRUST CERTIFICATION, OR DISBURSEMENT OF PROCEEDS.

I NEVER MISS A SIGNATURE ON TOP OF THE SECOND PAGE OF THE FHA OR VA LOAN APPLICATION.

I PACKAGE LOAN DOCS FOR YOU ITS INCLUDED IN THE PRICE

I AM NOT PICKY ABOUT APPOINTMENT TIMES. 7AM -9M OR EVEN WEEKENDS. IM ALWAYS AVAILABLE.

 

 

 

 

 

 

 

Margaret C. Reid- Notary Loan Signing Agent/Closer

                TELEPHONE NUMBER : 516 727 2939  ORANGE PARK,  FLORIDA

Email: ClaudiaReid44@gmail.com        PROCESS AND CLOSED LOANS AVERAGE 45-50

Year of Experience: 26 years LOAN PROCESSOR AND CLOSING AGENT

Willing to relocate to:  Pittsburgh PA and New York City  

Experience with Remote Positions:   8 months   Pipeline Processing and Closings = 40 – 50+ pending

*Knowledge: Type of Loans: FHA, CONVENTIONAL, USDA, MOBILE HOMES, CONDO, 

ARM, DSI, VA AND ETC

Experience in Title Closing: SATISFACTIONS, WIRING, RECORDING

Mortgage Software Knowledge:  Encompass, Encompass 360 and others

I have worked with Underwriters, Mortgage Consultants, Escrow Title, Post Closers and Closers

-Closing Manager:   PROSPERITY HOME MORTGAGE 14501 GEORGE CARTER WAY CHANTILLY VA 20151    

-Closing Coordinator: Inspire Closing Services - Process and Package CDs   March 2020 to July 2020 Reason for Leaving: Recognized a better opportunity and more money with Prosperity

-ERC WELLS FARGO PROJECT- Escrow Mortgage Servicer: April 2013 to March 2020 Wells Fargo Project- liaison for Cash department regarding loan payoffs/smart fee wire transfers for refinance loans. Loan Servicing assisting other Wells Fargo branches with customer concerns regarding home insurance, taxes, PMI AND MIPs.

-Americorp Settlement Company-  April 2004 to October December 2012 ( Company closed due to Scandal)   Settlement Processor 311 Crossways Park Dr, Woodbury, NY 11797  - My role was acting control point in the loan origination and closing department.  I ensured all required documentation is properly disclosed, properly executed, documentation reviewed for accuracy completeness.  I coordinated the entire loan closing process. HANDLED PIPELINES OF LOANS AVERAGE – SLOW DUE TO MARKET CRASH

Seton Corporation (Affiliate of Americorp): FUNDING PROCESSOR March 2000-MARCH 2004 -311 Crossways Park Drive Woodbury NY 11797 (Company closed and moved separated itself from Americorp) –  I HANDLED THE FUNDING I made sure all the conditions were met and the loan proceeds can be wired to the escrow account and distributed to the seller and other third parties such appraisers, real estate agents and etc.

Reliance Federal Savings Bank: January 1995- September 1999  ( gap) 7 months and traveled Reason for leaving RFS was bought out by another bank.  The Vice President William J Mckenna VP of Operations – I report to him directly.  My duties were: I insured the payoffs judgments  associated with the insured property. Collected all fees associated with the issuance of title policies recording documents, payment of taxes, water bills, HOA fees.

A.      OMISSION INSURANCE:  $ 35,000.00 NO

B.      NOTARY PUBLIC ERRORS AND OMISSIONS POLICY

C.      BACKGROUND CHECK:  6/1/2020

D.      DONE BY THE NNA NATIONAL NOTARY ASSOCIATION

E.       NOTARY COMMISION EXPIRES:  6/2024    STATE OF FLORIDA

 

CERTIFICATIONS:

CERTIFIED SIGNING AGENT  5/31/2020 -  THOROUGHLY REVIEW ALL DOCS FOR MISSED SIGNATURES, DATES INITIALS DURING APPOINTMENTS LOAN PACKAGING, PATRIOT ACT ACKNOWLEDGMENT AND ETC.    NOTARIZE MORTGAGE DOCS.

NNA CERTIFIED – NNA# 160914790

 CERTIFICATES:

  8/4/2020 – BSA AML IN MORTGAGE

  8/4/2020-   FAIR LENDING LAWS

  8/4/2020-   RED FLAGS OF FRAUD

  8/4/2020 -  RESPA

  8/4/2020 – UDAAP FOR FINANCIAL INSTITUTION

EDUCATION: 

TECHNICAL CAREER INSTITUTES -  TCI    WEST 34 STREET NEW YORK NY   

STUDIES: BUSINESS TECH 

GRADUATED:  NO        1995- 1998

HIGH SCHOOL:

MABEL DEAN BACON VOCATIONAL HIGH SCHOOL     EAST 15TH STREET  

STUDIES MEDICAL ASSISTANT

GRADUATED:   YES      1986

 

 

 

 

 

 

A close up of a person

Description automatically generated  MARGARET C. REID (ORANGE PARK, JACKSONVILLE FL)

  LOAN SIGNING NOTARY AGENT MARGARET REID

CDRLSANSA@GMAIL.COM  516-727-2939

LET ME START WITH,  I UNDERSTAND THAT AN INCOMPLETE SIGNING OR A SIGNING FULL OF ERRORS CAN COST A MORTGAGE OFFICER A RATE LOCK, A BUYER TO MISS A CLOSE OF ESCROW, OR JUST CAUSE EVERYONE INVOLVED HEADACHES AND THIS IS WHY I DON’T EVER MISS ANY DATES, INITIALS OR SIGNATURES

I ACTUALLY WALK YOUR BORROWERS THROUGH ALL OF THE IMPORTANT DOCS: THE CLOSING STATEMENT, NOTE, THE DEED AND CD. i DON’T JUST SHOVE LOAN DOCS IN FRONT OF THE BORROWER AND SAY  “SIGN HERE IM JUST A NOTARY”  I AM IMPARTIAL AND EDUCATED TO MAKE SURE THE BORROWER KNOWS WHAT THEY ARE SIGNING BY GUIDING THEM THROUGH LOAN DOCS.

I ALWAYS MAKE SURE THAT THE BORROWER INITIALS ANY CORRECTIONS TO THE NOTICE OF RIGHT TO CANCEL.  IF THE LINES ARE BLANK, I WILL HAVE THE BORROWER FILL IN THE DATES THEMSELVES NEATLY

ALL OF THE FORMS WILL COME BACK COMPLETELY FILLED OUT, WHETHER THAT BE THE PCOR, STATEMENT OF INFORMATION, TRUST CERTIFICATION, OR DISBURSEMENT OF PROCEEDS.

I NEVER MISS A SIGNATURE ON TOP OF THE SECOND PAGE OF THE FHA OR VA LOAN APPLICATION.

I PACKAGE LOAN DOCS FOR YOU ITS INCLUDED IN THE PRICE

I AM NOT PICKY ABOUT APPOINTMENT TIMES. 7AM -9M OR EVEN WEEKENDS. IM ALWAYS AVAILABLE.

 

 

 

 

 

 

 

Comments

Popular posts from this blog

NOTARY SIGNING AGENT IN ORANGE PARK FLORIDA: MARGARET C. REID Call me anytime at : 1 412-353 9352

MARGARET C. REID - NOTARY SIGNING AGENT